89 cash
89 cash: Cash When I needed It.
Taking out a payday loan was something I said I never do. However, when an unexpected emergency wiped out my bank account, I needed cash fast. I researched a few payday loan companies but I was nervous. I had heard horror stories about people getting payday loans, and I didn't want that to happen to me.
A friend told me about 89 cash and recommended them to me. I went to their website and was impressed with their comparatively low interest rates.
I was also impressed with how well the 89 cash website explained made borrowing online.
The website explained that you could borrow anywhere from $100 to $1000 dollars. The interest rate was also low when compared to other lending companies.
I discovered that the fee was only about $9.00 for every $100 dollars borrowed. Since I only needed about $200 to pay off an overdue bill, I jumped at the opportunity.
The application process was pretty easy. You just had to answer a few simple questions, by filling out an online form. They asked whether you were employed, self-employed, or received other income.
It didn't really matter, as long as you had some type of regular income coming in. You'll also need a checking account for 89 cash to verify.
If you are approved for the loan, the money is deposited directly into your bank account. when the time comes to pay back the loan the money will be automatically debited from that same checking account.
I submitted my application and was approved that same day. The money made it's way to my checking account the very next day. It was a true lifesaver and allowed me to handle my emergency quickly.
Creidt history isn't a factor, as I was approved and my credit is from stellar. I was very impressed with the fast service, and how quickly things were approved.
I didn't feel ripped off or scammed at all. However it's important to know a few things. First of all, a representative from the Payday loan company will call your workplace to verify employment.
The won't reveal any personal information. They simply want to verify that you have the means to pay back your loan on time.
When taking out a payday loan, it's vital you have the funds to pay them back right away.
Not doing so, means you will be charged fees. Those fees can quickly add up. This is why it's important to be responsible with your credit.
Using a cash advance service should only be used a temporary fix for a short term problem. If you aren't working, or already deeply in debt, a payday loan might not help.
However, if you have the means to pay back the loan as promised, there's nothing to worry about.
I found taking out a payday loan was easy to do. I'm also thankful for the cash being deposited so quickly. If I ever needed to, I would definitely use 89 cash again.
Disclaimer: 89cashfast.com is not an offer or solicitation to lend. We do not make any loan or credit decisions and are not representatives, brokers or agents of any lender. Participating lenders offer loans from $200 up to $5,000. Not all lenders can offer you amounts up to $5,000. Our service is not available in all states. Submission of a request through this website does not guarantee that you will receive a loan offer or an offer you’ll be satisfied with. Funds transfer time may vary depending on your lender and/or financial institution. If you have any questions about your loan, please contact your lеndеr directly. Credit checks may be performed with the three reporting credit bureaus: Experian, Equifax, and TransUnion. Submission of a request means you are authorizing the lenders to check your creditworthiness and your personal details. This service is not a solicitation for loan products and does not constitute a loan offer for any loan products that are prohibited by state law. This service is void where prohibited. State Availability: Not all lenders from our system operate in all US states. Residents of some US states may not be eligible for loan products in accordance with their legislation. By selecting your State at the start of our loan offer process, you shall be informed of any limitations regarding obtaining a loan if you reside in individual US states. This website collects personal information and transfers it to its third-party partners. The website contains links to third-party websites. Accessing them may result in a commission. Please note that personal loans should not be treated as financial cure-it-all. If you have major budget difficulties, consult specialists first.
1041 4th Avenue, Suite 302, Oakland, CA 94606
here at 89cashfast.com we offer apr rates ranging from 4.95% minimum to 35.95% maximum. the apr you may be offered depends on different factors, including your personal situation and financial standing. by completing our loan offer form you shall receive details of the apr and full terms of any loan offered to you. the actual interest rate you may be offered depends on several factors: your credit score, financial history, income, etc. contact your lender for more information about the apr you may receive and the terms of your loan agreement.
minimum : 65 days
maximum : 84 months
if you borrow $2,500 over a term of 1 year with an apr of 10% and a fee of 3%, you will pay $219.79 each month. the total amount payable will be $2,637, with a total interest of $137.48.
we are not a lender and we cannot predict what fees and interest rate will be applied to the loan you will be offered. it is your lender that will provide all the necessary information about the cost of the loan. it is your responsibility to peruse the loan agreement carefully and accept the offer only if you agree to all the terms. our service is free of charge, and you are under no obligation to accept the terms that the lender offers you.
when you accept the terms and conditions for a loan, you enter into a commitment to repay the amount you owe according to the specific schedule outlined in the documents. in the event of non-payment, additional charges may be applied. late payment penalties vary by lender, and as us is not involved in the lending process, we cannot supply any information on the fees you will incur if any default occurs. for more information, please contact the lender directly if you have any issues relating to your loan repayment.
we are not a lender and we do not check your credit standing and credit capacity. when you submit a request at our online platform, this is considered a soft inquiry and does not impact your credit score. however, some lenders may carry out a credit check to ascertain your eligibility for a loan. most likely they will turn to any of the three major credit bureaus (transunion, experian, and equifax) that is in most cases considered a hard inquiry and may affect your credit score.
we are not a lender. as such, we are not involved in any debt collection practices and cannot make you aware of any of them. your lender will specify their collection practices in your loan agreement. if you have any questions regarding the issue, please, address them to your lender. for more information visit our page for responsible lending. our itself isn’t involved in debt collection.
loan renewal options are not always available. it is therefore advisable to clarify whether the option is available with your lender. be sure to carefully peruse the renewal policy presented in the agreement before you sign the documents.